Individual Retirement Accounts (IRA's)

Citizens Community Federal believes that saving for retirement is one of the most important financial tasks you will ever undertake. The right savings plan provides a secure financial future. We offer Traditional IRA accounts, ROTH IRA Accounts and Coverdell Education Savings Accounts.

Please discuss which product is right for you with your tax preparer.

IRA Savings

• Available as Traditional or Roth IRA’s
• $200.00 minimum to earn interest
• Interest compounded quarterly
• Allows unlimited contributions and distributions without financial institution penalty

IRA CD’s

• Available as Traditional or Roth IRA’s
• Terms ranging from 6 months to 4 years
• Minimum balances of $500 or $2,000 depending on the term
• Interest is paid monthly
• Customer can have interest compounded, transferred to another account, or sent to them in a cashiers check (with appropriate paperwork, where applicable)
• Posted interest can be withdrawn at any time during the term of the CD
• 10 day grace period at time of maturity allowing changes to be made to
   the account

To open an account, please stop by any of our 25 locations or call  1-800-590-9920 for additional information.